Household debt (loans) in the euro area (20, until 2025) i
Basic · Annual · % of GDP
Source: Eurostat (nasa_10_f_bs), retrieved 2026-10-16 · View on Eurostat · See technical sheet
50.6%
Euro area (20, until 2025) · 2025 p
Euro area (20, until 2025) · 2025 pYear-on-year change-0.4 pp
Previous period51.0% 2024
Rank in Europe—
EU2749.3%
Spain42.9%
Trend
Country ranking → Euro area (20, until 2025) →
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About this indicator
- What is the latest household debt (loans) figure in the euro area (20, until 2025)?
- 50.6% in 2025. The EU27 figure is 49.3%.
- What does household debt (loans) measure?
- Household debt (loans), in % of GDP. A lower value indicates a more favourable situation.
- Where does the household debt (loans) data come from?
- Eurostat, dataset nasa_10_f_bs («Financial balance sheets - annual data»). RAC-EU downloads it from Eurostat's official API and checks it every day.
- How often is household debt (loans) updated?
- Annual. The latest period published is 2025; RAC-EU adds new data and revisions on the day Eurostat publishes them.
The full series since 1995, the chart and the analysis are in the Basic plan. See plans · Full methodology sheet →